When the record has a question
When the record has a surprise
Title is the history of who has owned a property and what claims sit against it. Most files are clean. A few carry a surprise: a mortgage never released, a deed signed by the wrong person, a boundary that does not match the fence.
We read the record, tell you plainly what the problem is, and say whether it can be fixed, how, and how long it is likely to take.
Liens and old mortgages that were never released
Names spelled differently from deed to deed
Inherited houses with no clear owner of record
Easements, boundary lines and shared driveways
Letters to lenders and other parties, written for you
How we work a title problem
- 01
Step 1: We read back through the record
The deeds, mortgages and court filings that bear on your property, in order.
- 02
Step 2: We tell you what is wrong
In plain words, with the documents that show it.
- 03
Step 3: We write to the other side
Lenders, former owners and heirs get a letter from us asking for the release or signature needed.
- 04
Step 4: We file what needs filing
A recorded release or corrective deed puts the fix on the public record.
Questions about title
Does title insurance cover this?
Sometimes. We read your policy and the exceptions in it, and tell you whether to file a claim before we spend your money on a fix.
Can a title problem stop a sale?
It can delay one. A lender may refuse to fund until the record is clear, which is why we start early.
What if the problem needs a court?
Some do. We tell you that at the start, with a range of what it involves, and you decide whether to go ahead.
Found something on the title?
Send us the commitment or the letter that raised it. We will tell you what it means and what can be done.